You may want to consider partial sales of structured settlement, not the whole thing. There are many benefits to this idea. The main reason people sell their neighborhood is to get money now. They can have things they want to buy.
But when a financial instrument is like that, it's a deal. This could be up to 30% less than what it would be and a lot of money. Plus, not all people are good at handling a lump sum of money. If you get a full lump sum and spend it all, then what will you do in the future for income?
By partial selling a structural settlement, you can get only a fraction of it. It will give you money. At the same time it will give you money.
For example, let's say that you have a structured settlement annuity for 20 years, where you receive $ 2,500 per month in time. By partial selling a structural settlement you can get $ 1,250 per month for the next 10 years. This can be a way to get the best out of both methods so you're not worried about financial problems.
Another reason for money is inflation. Chances are your money will buy more now as a lump sum if you get 5 or 10 years down the road. Now you can make some investment that you can use for everything you need.